25

Nov

Markets are bouncing back as worries about tension in the Middle East fade.

24

Nov

Stock Markets: U.S. stocks opened lower on Tuesday as investors fled risky assets after Turkey shot down a Russian warplane, even as data pointed to stronger U.S. economic growth.

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24

Nov

Markets around the world are dipping after a Russian warplane crashed in Syria early Tuesday.

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23

Nov

Stocks: U.S. stocks opened little changed on Monday, coming off last week's strong gains, as gains in consumer staples offset losses in energy stocks.

23

Nov

When Dave Sandoval was 17 years old he decided to move out. “I couldn't live in a house without food anymore,” I made myself homeless, I walked away, and it was a better life than the one I had."

Sandoval, now 53, has mostly good memories from his year as a homeless, like sleeping on the beach and being the first person to catch a wave in the morning, or pretending to be drunk at parties so the hosts would offer him their couch for the night. "When you're that young, you're used to acting defiant," Sandoval says. "And making myself homeless was a way of proving to the world that I didn't need a home."

The carefree and entrepreneurial-minded man spent the next 35 years jumping from job to job. He worked at a bowling alley, sold stereos, fixed golf carts, worked at an oil factory, washed trucks, sold real estate, and eventually sold stocks. He got fired from every single one of those jobs, "not because I wasn't there on time, but because I kept telling the boss 'We could do this better or cheaper,'" Sandoval says. 

In the early '90s, after hearing that his aunt died of multiple sclerosis because of the way she ate, Sandoval went to work for a Japanese pharmaceutical company to promote healthy living. However, he soon learned that the company was not in fact selling organic and unpasteurized products. "I said, 'Who the hell is going to do something just because it's right? Why does everything have to be driven by somebody's self-interest?'" Sandoval says. 

That's when he started making 100% pure products out of his home in 1994, and he now has 100 pharmacists and almost 30,000 salespeople around the world working for his company, Purium Health Products - which hit $47 million in revenue last year and is expecting to hit $75 million in revenue this year - a 276% growth in just three years.

He says there are three important lessons he's learned during his lifetime that helped him get to where he is today:

1. Don't place blame on others.

If Sandoval could tell himself one thing at age 17 when he left home, it would be: "Do not blame my parents for my situation."

He says he was angry at them for a while because they didn't do the things for him that his friends' parents did for them. "That was a mistake," Sandoval says. "The only thing they have to do is give you the opportunity; it's up to you after that."

While you may be born into a less-than-ideal situation, he says you can't focus on that — you have to make decisions based on how you can move forward today. Blaming others won't get you anywhere. If anything, the negativity and bitterness that come along with pointing fingers will hold you back from succeeding.

He says you should go even one step further and take responsibility for your actions and decisions. Just own them. It'll pay off in the end.

2. You have to be willing to work hard.

When Sandoval was in seventh grade, living in Bellflower, California, his father was working at a trucking company that helped ship Hershey's chocolate. Sandoval figured a can or two of the chocolate wouldn't be missed that much so he started making chocolate Rice Krispies treats with it on the weekend to sell at school.

At $0.50 a piece, the treats brought in about $80 a week - more than his dad was making with all of his side jobs, including wrapping newspapers, cutting copper out of wire, and collecting bottles. "I thought, 'Wow this is pretty cool,'" Sandoval says. "Every entrepreneur has a story like that."

3. If you want to succeed, you have to gain people's trust.

The single most important lesson Sandoval has learned, he says, came from a coworker during his time as a stereo salesman. Sandoval says he had always been the best salesman at any job he took ... until he worked with Mike.

Mike sold the most stereos every week, even when he was on vacation, that’s because people trusted him.  Sandoval had been trying to sell stereos by describing all of its features, but Mike just walked up to potential buyers and said, "Oh my god you're gonna love the way this sounds with that other stuff I sold you! This is just fantastic!" And they would go, "Okay Mike, I'll take it" because they trusted him. 

Sandoval says this was the No. 1 lesson he took with him to Purium Health Products. "When I started my company I said the number one thing that I'm selling is trust." He knew if people trusted him, then they would believe him when he said, "These products are 100% pure."

Later, after he had started his company, Sandoval became a regular guest on different radio shows in New York. He says when listeners called in, the radio station would often ask them, "Why do you listen to this show?" and they all said one thing: "Because we trust Dave."

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23

Nov

Interesting day ahead. The U.S. dollar is gaining strength, commodity prices are crumbling, and markets are awaiting a massive M&A announcement.

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20

Nov

Stocks: U.S. stocks opened higher on Friday, setting them up for their best weekly performance since October.

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20

Nov

Abercrombie & Fitch shares jumped by as much as 20% in pre-market trading on Friday after the company posted third-quarter earnings results.

20

Nov

Even though it's Friday, there's still a lot going on, including big moves in currency markets.

Stocks: U.S. stocks opened slightly higher on Thursday after minutes from the Federal Reserve's October meeting hardened expectations of a December interest rate hike and data showed jobless claims fell.

The Dow Jones industrial average (DJI) rose 3.58 points, or 0.02 percent, to 17,740.74. The S&P 500 (SPX) gained 0.57 points, or 0.03 percent, to 2,084.15 and the Nasdaq Composite index (IXIC) added 3.87 points, or 0.08 percent, to 5,079.07.

Commodities: Oil prices reversed earlier gains to trade lower on Thursday, as lingering concerns over a glut in world markets drove down prices.

Crude oil for delivery in December on the New York Mercantile Exchange shed 51 cents, or 1.25%, to trade at $40.24 a barrel during U.S. morning hours. It earlier fell to $39.89, the lowest since August 27.

Meanwhile, the more actively traded January contract slumped 26 cents, or 0.62%, to $41.69.

Forex: The dollar pared losses against the other major currencies on Thursday, after data showed that the number of people who filed for unemployment assistance in the U.S. fell in line with expectations last week.

USD/JPY was down 0.35% at 123.20, but still close to Wednesday's three-month high of 123.75.

Economic Indicators: The number of Americans filing for unemployment benefits fell last week, pointing to a fairly robust labor market.

Initial claims for state unemployment benefits slipped 5,000 to a seasonally adjusted 271,000 for the week ended Nov. 14, the Labor Department said on Thursday. The prior week's claims were unrevised.

Claims have now held below the 300,000 threshold for 37 consecutive weeks, the longest stretch in years, and are not too far from levels last seen in the early 1970s. Claims below this level are usually associated with a healthy jobs market.

Economic Indicators: Manufacturing activity in the Philadelphia-region in November grew for the first time in three months, supporting the case for a U.S. interest rate hike next month, official data showed on Thursday.

In a report, the Federal Reserve Bank of Philadelphia said that its manufacturing index improved to 1.9 this month from October's reading of -4.5. Analysts had expected the index to rise to -1.0 in November.

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19

Nov

Two IPOs coming soon.

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