Voluntary bankruptcy is a type of bankruptcy where an insolvent debtor brings the petition to a court to declare bankruptcy because they can’t pay off debts. 

 

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Realized yield is the real return gained during the holding period for an investment. It includes dividends, interest payments, and so on.

 

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The ratchet effect is a theory that once prices rise as an answer to a very high demand, they do not necessarily fall when that demand declines.

 

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